Indiabulls Home Loans 4.2.7

Indiabulls Home Loans offers a comprehensive home loan app that provides a quick, transparent, and easy home loan experience. With the Indiabulls Home Loans app, you can find the perfect home, benefit from attractive interest rates, and complete your sanction and disbursal process entirely online.

• Interest Rates starting at 8.80% p.a.
• Tenure up to 30 years
• Simple Documentation
• 10,000+ pre-approved projects
• Zero Prepayment Charges

With the Indiabulls Home Loans app, you can enjoy the following benefits:

• Apply for a Home Loan completely online, from application to disbursal
• Select from over 400,000 property listings with IB Home Finder
• Calculate eligibility, EMI, and tax and PMAY benefits
• Track your application status
• Check your credit score
• Locate your nearest Indiabulls Home Loans branch
• Manage your existing home loan

Our Product Offerings:

• Home Loans: A loan to help finance the most important investment in your life, your very own home. Use the loan to:
• • Buy a flat or apartment
  • Invest in a plot of land
  • Improve/Renovate/Extend your home
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• Loans Against Property: Leverage your residential or commercial property and get the maximum finance against the market value of your property.
• • Continued occupancy with loan
  • Use the loan to expand your business
  • Ideal for businesses and self-employed individuals
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• Balance Transfer: Transfer your existing home loan or loan against property to Indiabulls Home Loans and enhance your mortgage experience to the fullest.
• • Get additional savings on your EMIs
  • Get Top-up on your existing loan
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Pradhan Mantri Awas Yojana – Avail subsidy of up to Rs. 2.67 lakh

With Indiabulls Home Loans, you can also avail the benefits provided by the Pradhan Mantri Awas Yojana – Credit Linked Subsidy Scheme. The interest subsidy varies depending on the section of society:

1. Economically Weaker Section (EWS): 6.5% interest subsidy on home loans up to Rs. 6 lakh
2. Middle Income Group (MIG I): 4% interest subsidy on home loans up to Rs. 9 lakh
3. Middle Income Group - II (MIG- II): 3% interest subsidy on home loans up to Rs. 12 lakh

Tax benefits for Home Loan buyers

Indiabulls Home Loan buyers can avail tax deductions on their Equated Monthly Installments (EMIs) under the following sections:

• Section 24: Tax deduction of up to INR 2 lakh per annum on the interest paid on housing loan
• Section 80C: Tax deduction of up to INR 1.5 lakh on the principal amount of housing loan

IB Home Finder

To provide a better home loan experience for customers, Indiabulls Home Loans has introduced IB Home Finder, a one-stop shop offering property search and home financing services. Customers can choose from over 400,000 new and existing property listings across India, along with Indiabulls pre-approved projects.

Indiabulls Home Loans offers a single app for multiple needs:

• Home Loan App
• Loan Against Property App
• Balance Transfer App
• Property Search App
• CIBIL Score Check App

Why choose Indiabulls Home Loans?

Indiabulls Home Loans is provided by Indiabulls Housing Finance Limited, one of India's leading housing finance companies. It is AAA rated by leading agencies and has a satisfied customer base of over 1 million.

With Indiabulls Home Loans, customers can enjoy a completely digitized experience, starting from the selection of homes all the way to receiving disbursal on their home loans. With doorstep service complementing the home loan experience, customers can finance their dream homes without any loan front hassles.